Free Resources
Official Government Resources
- Medicare Plan Finder — Compare plans with your doctors, drugs, and zip code. Official tool from Medicare.gov.
- SHIP Counselors (Free) — State Health Insurance Assistance Program. Free, unbiased Medicare counseling. No sales. Federally funded.
- SSA Medicare Enrollment — Apply for Medicare, check enrollment status, understand Social Security coordination.
- Medicare Penalty Rules — Official CMS page explaining late enrollment penalties for Part B and Part D.
- HHS Office of Inspector General — Federal audit reports on Medicare Advantage, prior authorization, and fraud.
- KFF Medicare Research — Independent research on Medicare enrollment, costs, and policy.
Mr. Fine Print Tools
- Free Medicare Enrollment Checklist — 7 verifications before you enroll. Based on CMS official documents. Free PDF download.
- Medicare Penalty Calculator — Calculate the exact cost of a Part B late enrollment penalty over 20 years.
- YouTube Channel — Weekly investigations. All episodes free.